Nick's Notes

Avoid Year-End Tax Surprises with Proactive Planning

As the year draws to a close, it's all too easy for tax season to catch you off guard, potentially derailing your well-crafted business plans. Many business owners find themselves surprised by hefty t

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Self-Funding vs. Level-Funding: How To Choose Wisely

Exploring Health Benefits Options If you're navigating the complex world of employee health benefits, you're not alone in seeking cost-effective solutions that suit your company's needs. Understanding

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Auto-Enrollment & Auto-Escalation: Maximize Retirement Benefits

Meeting Compliance and Improving Engagement Simultaneously Managing retirement plans means grappling with the dual challenge of ensuring compliance with legislative mandates and fostering employee par

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Understanding the Major Types of Investment Vehicles

Investing can feel overwhelming, and that's perfectly normal. With so many options available, it's easy to see why you might feel uncertain about where to start. Remember, every investor's needs are u

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The Psychology Behind Underinsurance: Why We Hesitate

It looks like you're considering life insurance but haven't quite taken the leap yet. You're not alone—many people find themselves in this same situation. You may have the best intentions to secure yo

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Back-to-School: Embrace Financial Wellness with 401(k)s

Refocus Your Financial Health This Back-to-School SeasonAs students head back to school, it's also a perfect symbolic moment for employees to refocus their financial health. The back-to-school season

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