Nick's Notes

Debunking Financial Myths: Halloween Edition

Debunking Financial Myths: Halloween Edition

As Halloween approaches, the air is filled with tales that send shivers down our spines. But as spooky as the season might be, nothing is more terrifying than falling victim to financial myths that ha

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Shadowy Gaps in Life Insurance: A Halloween Tale

Shadowy Gaps in Life Insurance: A Halloween Tale

The Underinsured Epidemic Lurking in the Shadows As the shadows grow longer, it's important to ponder the unseen specters lurking in our lives. One of these is the haunting reality of life insurance g

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Celebrating National Financial Planning Month for HNW Individuals October marks National Financial Planning Month, a timely reminder for high-net-worth (HNW) individuals to take proactive steps in man

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Embrace Fall: Smart Financial Habits for Year-End Success

Embrace Fall: Smart Financial Habits for Year-End Success

The holiday season is just around the corner, and it’s easy to feel overwhelmed with what lies ahead. Whether you're caught up in the whirlwind of upcoming festivities or feeling uncertain about your

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What Is Life Insurance, Really? A Simplified Guide

What Is Life Insurance, Really? A Simplified Guide

Understanding Life Insurance: It’s Simpler Than You Think Navigating life insurance can feel daunting, right? You're not alone. According to the 2024 J.D. Power study, only 29% of life insurance custo

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3 Essential Bookkeeping Reports for Your Business

3 Essential Bookkeeping Reports for Your Business

As a business owner, staying on top of your finances can often feel like an overwhelming task. However, setting aside regular time each month to review critical financial reports can not only help you

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Avoid Year-End Tax Surprises with Proactive Planning

Avoid Year-End Tax Surprises with Proactive Planning

As the year draws to a close, it's all too easy for tax season to catch you off guard, potentially derailing your well-crafted business plans. Many business owners find themselves surprised by hefty t

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Self-Funding vs. Level-Funding: How To Choose Wisely

Self-Funding vs. Level-Funding: How To Choose Wisely

Exploring Health Benefits Options If you're navigating the complex world of employee health benefits, you're not alone in seeking cost-effective solutions that suit your company's needs. Understanding

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Auto-Enrollment & Auto-Escalation: Maximize Retirement Benefits

Auto-Enrollment & Auto-Escalation: Maximize Retirement Benefits

Meeting Compliance and Improving Engagement Simultaneously Managing retirement plans means grappling with the dual challenge of ensuring compliance with legislative mandates and fostering employee par

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Understanding the Major Types of Investment Vehicles

Understanding the Major Types of Investment Vehicles

Investing can feel overwhelming, and that's perfectly normal. With so many options available, it's easy to see why you might feel uncertain about where to start. Remember, every investor's needs are u

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The Psychology Behind Underinsurance: Why We Hesitate

The Psychology Behind Underinsurance: Why We Hesitate

It looks like you're considering life insurance but haven't quite taken the leap yet. You're not alone—many people find themselves in this same situation. You may have the best intentions to secure yo

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Back-to-School: Embrace Financial Wellness with 401(k)s

Back-to-School: Embrace Financial Wellness with 401(k)s

Refocus Your Financial Health This Back-to-School SeasonAs students head back to school, it's also a perfect symbolic moment for employees to refocus their financial health. The back-to-school season

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